Privacy Policy

Privacy policies are usually written for lawyers. This one starts with the parts that matter to you.

Last updated: February 15, 2026

Privacy at a glance

We never sell your data

No advertisers, no data brokers, no third parties.

 We never show ads

We're a non-profit with no incentive to monetize your attention.

 Read-only access

We can never move money or see your bank credentials.
Minimal collection

Just your email and transaction data for merchant matching.

 You're in control

Disconnect your accounts or delete your data anytime.

Introduction

We built Spend With Intent to help you align your spending with your values — not to collect your data. This Privacy Policy explains what information we gather and how we use it.

Information We Collect

  1. Your email

    For authentication and notifications. That's the only account info we need.

  2. Account details

    Account name, type, and last four digits — provided by Stripe Financial Connections.

  3. Transaction data

    Date, amount, and merchant description — so we can match against your lists.

We do not have access to your account credentials, full account numbers, or the ability to initiate transactions on your behalf.

How We Use Your Information

Short answer: to match your transactions against your lists. Here's the full picture:

  • Merchant matching

    Compare your transactions against the lists you subscribe to.

  • Notifications

    Alert you when your spending matches businesses on your lists.

  • Service improvement

    Maintain and improve how the app works.

  • Account updates

    Send important information about your account when needed.
We never sell your personal information. We never share transaction data with third parties. Your data is used for merchant matching — nothing else.

Data Retention

We retain your transaction data for as long as your account is active. You may request deletion of your account and associated data at any time by contacting us.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information. Financial account connections are handled through secure, industry-standard providers (Stripe) that are PCI-DSS compliant.

Third-Party Services

Stripe Financial Connections securely connects to your financial accounts and retrieves transaction data. Your credentials never touch our servers.

Stripe's privacy policy

Your Rights

Access your data

See the personal information we hold about you.

 Correct your data

Request correction of any inaccurate information.

 Delete everything

Request deletion of your account and all associated data.
Disconnect anytime

Remove your financial accounts whenever you want.

 Export your data

Request a copy of your data in a portable format.

 Control notifications

Choose what alerts you receive, or turn them off entirely.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

Questions about your privacy? We actually read these emails.

privacy@lastplanet.ai